PFIS - Peoples Financial: 5% Dividend Yield And Positive Earnings Outlook Thanks To Last Year's Acquisition
2025-06-01 03:31:18 ET
Summary
- Earnings will likely increase year-over-year because of the non-recurrence of merger-related expenses. Further, the average margin will be a lot higher this year.
- Loan growth will be very low in the year ahead because of a negative outlook for PFIS’ biggest loan segment: Commercial Real Estate.
- I’m expecting the EPS to bounce back up to $5.56 in 2025 from $0.99 in 2024.
- I’m adopting a buy rating due to a 10.0% expected price upside and a 5.1% dividend yield.