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Whether you are a senior, a retiree, a pension fund, a university endowment, or a whole host of other businesses that needs yield, and a cash flow, you are in the line of fire. With the 5 year and 10 year Treasuries hitting a record low yield last week, bond investors are in a wrath of hurt. I am of the opinion that this won't change anytime soon, as the Fed is supporting low yields to keep the borrowing costs of the country down, as the coronavirus pandemic shows no sign of abetting. In my