FCF - First Commonwealth Financial Corporation (FCF) Q1 2024 Earnings Call Transcript

2024-04-24 17:05:18 ET

First Commonwealth Financial Corporation (FCF)

Q1 2024 Earnings Conference Call

April 24, 2024, 02:00 PM ET

Company Participants

Ryan Thomas - VP, Finance and IR

Mike Price - President and CEO

Jim Reske - CFO

Jane Grebenc - Bank President, Chief Revenue Officer

Brian Karrip - Chief Credit Officer

Conference Call Participants

Daniel Tamayo - Raymond James

Karl Shepard - RBC Capital Markets

Kelly Motta - KBW

Matthew Breese - Stephens Inc.

Manuel Navas - D.A. Davidson

Frank Schiraldi - Piper Sandler

Presentation

Operator

Ladies and gentlemen, thank you for standing by. My name is Desiree, and I will be your conference operator for today. At this time, I would like to welcome everyone to the First Commonwealth Financial Corporation First Quarter 2024 Earnings Release Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session. [Operator Instructions] I would now like to turn the conference over to Ryan Thomas, Vice President of Finance and Investor Relations. Please go ahead.

Ryan Thomas

Thank you, Desiree, and good afternoon, everyone. Thank you for joining us today to discuss First Commonwealth Financial Corporation's first quarter financial results. Participating on today's call will be Mike Price, President and CEO; Jim Reske, Chief Financial Officer; Jane Grebenc, Bank President and Chief Revenue Officer; Brian Karrip, our Chief Revenue Officer; and Mike McKeon, our Corporate Banking Executive.

As a reminder, a copy of yesterday's earnings release can be accessed by logging on to fcbanking.com and selecting the Investor Relations link at the top of the page. We've also included a slide presentation on our Investor Relations website with supplemental financial information that will be referenced during today's call.

Before we begin, I need to caution listeners that this call will contain forward-looking statements. Please refer to our forward-looking statements disclaimer on Page 3 of the slide presentation for a description of risks and uncertainties that could cause actual results to differ materially from those reflected in the forward-looking statements.

Today's call will also include non-GAAP financial measures. Non-GAAP financial measures should be viewed in addition to and not as an alternative for our reported results prepared in accordance with GAAP. Reconciliation of these measures can be found in the appendix of today's slide presentation....

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