HTLFP - Heartland Financial USA Inc. (HTLF) Q4 2023 Earnings Call Transcript
2024-01-29 19:41:02 ET
Heartland Financial USA, Inc. (HTLF)
Q4 2023 Earnings Conference Call
January 29, 2024, 05:00 PM ET
Company Participants
Bruce Lee - President and Chief Executive Officer
Kevin Thompson - Chief Financial Officer
Nathan Jones - Chief Credit Officer
Conference Call Participants
Jeff Rulis - D.A. Davidson
Terry McEvoy - Stephens Inc.
Andrew Liesch - Piper Sandler
Damon DelMonte - KBW
David Long - Raymond James
Presentation
Operator
Greetings, and welcome to HTLF's 2023 Fourth Quarter Conference Call. This afternoon, HTLF announced its annual earnings and fourth quarter financial results, and hopefully, you've had a chance to review the earnings release that is available on HTLF's website at htlf.com.
With us today from management are Bruce Lee, President and CEO; Kevin Thompson, Chief Financial Officer; Bryan McKeag; and Nathan Jones, Chief Credit Officer. Management will provide a summary of the quarter, and then we will open the call to your questions.
Before we begin the presentation, I would like to remind everyone that some of the information provided today falls under the guideline of forward-looking statements as defined by Securities and Exchange Commission. As part of these guidelines and statements made during this presentation concerning the company's hopes, beliefs, expectations and predictions of the future and forward-looking statements and actual results could differ materially from those projected. Additional information on those factors is included from time to time in the company's 10-K and 10-Q filings, which may be obtained on the company's or the SEC's website.
I will now turn the call over to Mr. Bruce Lee, HTLF President and CEO. Please go ahead, Mr. Lee.
Bruce Lee
Thank you, Valerie. Good afternoon, everyone. This is Bruce Lee, President and CEO. Welcome to HTLF's 2023 fourth quarter earnings conference call. I appreciate you joining us as we discuss our results and the strategic initiatives we've undertaken to drive performance and position HTLF as a top-performing bank....
Heartland Financial USA, Inc. (HTLF) Q4 2023 Earnings Call Transcript