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We recently shared how the investing landscape was riddled with dividend cuts. Some dividend cuts came after decades of maintaining or raising the dividend as in the case of Royal Dutch Shell (RDS.A)(RDS.B). In some cases the dividends were cut early in a company's history like in the case of XAI Octagon Floating Rate & Alternative Income Term Trust (XFLT). While we all recognize the vast impact of COVID-19 on the top line and bottom line, one does need to distinguish between those that were already in