VEL - Velocity Financial Inc. (VEL) Q4 2023 Earnings Call Transcript

2024-03-08 10:55:33 ET

Velocity Financial, Inc. (VEL)

Q4 2023 Results Conference Call

March 07, 2024 05:00 PM ET

Company Participants

Chris Oltmann - Treasurer

Chris Farrar - President and CEO

Mark Szczepaniak - Chief Financial Officer

Conference Call Participants

Sarah Barcomb - BTIG

Don Fandetti - Wells Fargo

Stephen Laws - Raymond James

Steve Delaney - Citizens JMP

Arren Cyganovich - Citi

Presentation

Operator

Good day, and welcome to Velocity Financial's Fourth Quarter Conference Call. [Operator Instructions] Please note this event is being recorded.

I would now like to turn the conference over to Chris Oltmann. Please go ahead.

Chris Oltmann

Thanks, Ed. Hello, everyone, and thank you for joining us today for our discussion of Velocity's Fourth quarter and full year 2023 results. Joining me today are Chris Farrar, Velocity's President and Chief Executive Officer; and Mark Szczepaniak, Velocity's Chief Financial Officer. Earlier this afternoon, we released our fourth quarter and full year 2020 results, and you could find the press release and accompanying presentation we will refer to during this call on our Investor Relations website at www.velfinance.com.

I want to remind everyone that today's call may include forward-looking statements, which are uncertain and outside of the company's control and actual results may differ materially. For a discussion of risks and other factors that could affect results, please see the risk factors and other cautionary statements made in our communications with shareholders, including the risk factors disclosed in our filings with the Securities and Exchange Commission.

Please also note that the content of this conference call contains time-sensitive information that is accurate only as of today, and we do not undertake any duty to update forward-looking statements. We may also refer to certain non-GAAP measures on this call. For reconciliations of these non-GAAP measures, you should refer to the earnings materials on our Investor Relations website. And finally, today's call is being recorded and will be available on the company's website later today....

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