BVFL Stock, BV Financial Inc. Information

BV Financial, Inc. is the holding company for BayVanguard Bank (the Bank). The Bank is a full-service community-oriented financial institution dedicated to serving the financial service needs of consumers and businesses within its market area. The Bank is engaged primarily in the business of attracting deposits from the general public and using such funds to originate one-to-four family real estate, construction, multi-family, commercial real estate, farm, marine loans, commercial and consumer loans. The Bank¿s personal and business banking services include checking and money market accounts, certificates of deposit, savings, online banking, personal and business credit cards, and other services. The Bank¿s lending services include personal and commercial lending, which offers real estate, lines of credit, SBA 504 loans, home equity, construction, auto, boat, lot, and other loan services. The Bank operates about 15 banking locations in Maryland.