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The first half of 2025 was different from 2023 or 2024 for the S&P 500. In contrast to the massive 20%+ returns in those years, the index ETF ( SPY ) return was more in line with long-term average performance at 6.0% (not annualized). That result masks the near 20% bear market drop in April brought on by the Liberation Day tariff announcements and subsequent recovery to record highs as the half ended....