QFIN - 360 DigiTech: Undervalued Artificial Technology Stock With Certain Risks

• 360 DigiTech, Inc. is a credit-tech platform that financial institutions use to provide better and targeted products and services to a broader consumer base.
• Management believes that QFIN could deliver double-digit origination volume amidst the current macro environment.
• It is quite interesting that clients don’t need a lot of human interaction. Over 83% of collections are executed by robots.
• The company was incorporated in the Cayman Islands, where shareholders are not that protected.

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