BFH - Bread Financial Holdings Inc. (BFH) Q1 2024 Earnings Call Transcript
2024-04-25 12:45:26 ET
Bread Financial Holdings, Inc. (BFH)
Q1 2024 Earnings Conference Call
April 25, 2024 8:30 AM ET
Company Participants
Brian Vereb – Head-Investor Relations
Ralph Andretta – President and Chief Executive Officer
Perry Beberman – Executive Vice President and Chief Financial Officer
Conference Call Participants
Mihir Bhatia – Bank of America
Sanjay Sakhrani – KBW
Moshe Orenbuch – TD Cowen
Bill Carcache – Wolfe Research Securities
Jeff Adelson – Morgan Stanley
Reggie Smith – JPMorgan
John Pancari – Evercore ISI
Presentation
Operator
Good morning. And welcome to Bread Financial’s First Quarter Earnings Conference Call. My name is Shannon and I will be coordinating your call today. At this time, all parties have been placed on a listen-only mode. Following today’s presentation, the floor will be opened for your questions. [Operator Instructions]
It is now my pleasure to introduce Mr. Brian Vereb, Head of Investor Relations at Bread Financial. The floor is yours.
Brian Vereb
Thanks you. Copies of the slides we will be reviewing and the earnings release can be found on the Investor Relations section of our website at breadfinancial.com. On the call today, we have Ralph Andretta, President and Chief Executive Officer; and Perry Beberman, Executive Vice President and Chief Financial Officer.
Before we begin, I would like to remind you that some of the comments made on today’s call and some of the responses to your questions may contain forward-looking statements. These statements are based on management’s current expectations and assumptions, and are subject to the risks and uncertainties described in the company’s earnings release and other filings with the SEC.
Also on today’s call, our speakers will reference certain non-GAAP financial measures, which we believe will provide useful information for investors. Reconciliation of those measures to GAAP are included in our quarterly earnings materials posted on our Investor Relations website....
Bread Financial Holdings, Inc. (BFH) Q1 2024 Earnings Call Transcript