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V - Buy Now Pay Later TAM Misunderstood Not Replacing Credit Cards
Visa Inc.
Investor sentiment for buy now, pay later is in, while credit cards are out.
Contrary to what some suggest, you should have zero concerns about Affirm, Klarna, or Afterpay disrupting major payment networks (Visa, Mastercard, American Express, and Discover).
As a retired credit card insider, I'll explain what the pundits have done wrong, and which payment stocks I've bought on this dip.