CIVB - Civista Bancshares Inc. (CIVB) Q4 2023 Earnings Call Transcript
2024-02-08 16:49:04 ET
Civista Bancshares, Inc. (CIVB)
Q4 2023 Results Conference Call
February 8, 2024 01:00 PM ET
Company Participants
Dennis Shaffer - President and Chief Executive Officer
Rich Dutton - Senior Vice President and Chief Operating Officer
Chuck Parcher - Senior Vice President and Chief Lending Officer
Mike Mulford - Chief Credit Officer
Conference Call Participants
Nick Cucharale - Hovde Group
Terry McEvoy - Stephens
Manuel Navas - D.A. Davidson
Daniel Cardenas - Janney Montgomery Scott
Presentation
Operator
Before we begin, I would like to remind you that this conference call may contain forward-looking statements with respect to the future performance and financial condition of Civista Bancshares, Inc. that involves risks and uncertainties. Various factors could cause actual results to be materially different from any future results expressed or implied by such forward-looking statements.
These factors are discussed in the company's SEC filings, which are available on the company's website. The company disclaims any obligation to update any forward-looking statements made during the call. Additionally, management may refer to non-GAAP measures, which are intended to supplement, but not substitute the most directly comparable GAAP measures.
The press release also available on the company's website contains the financial and other quantitative information to be discussed today as well as the reconciliation of the GAAP to non-GAAP measures. This call will be recorded and made available on Civista Bancshares website at www.civb.com. At the conclusion of Mr. Schafer's remarks, he and the Civista management team will take any questions you may have.
Now I will turn the call over to Mr. Shaffer.
Dennis Shaffer
Good afternoon. This is Dennis Shaffer, President and CEO of Civista Bancshares, Inc. and I would like to thank you for joining us for our fourth quarter 2023 earnings call. I am joined today by Rich Dutton, SVP of the company and Chief Operating Officer of the bank; and Chuck Parcher, SVP of the company and Chief Lending Officer of the bank; and other members of our executive team....
Civista Bancshares, Inc. (CIVB) Q4 2023 Earnings Call Transcript