CBAN - Colony Bankcorp Inc. (CBAN) Q4 2023 Earnings Call Transcript

2024-01-25 14:35:03 ET

Colony Bankcorp, Inc. (CBAN)

Q4 2023 Earnings Conference Call

January 25, 2024, 9:00 AM ET

Company Participants

Derek Shelnutt - Executive Vice President and Chief Financial Officer

Heath Fountain - Chief Executive Officer

Conference Call Participants

David Bishop - Hovde Group

Christopher Marinac - Janney Montgomery Scott

Presentation

Operator

Good morning, ladies and gentlemen, and welcome to Colony Bank Fourth Quarter 2023 Conference Call. At this time, all lines are in a listen-only mode. Following the presentation, we will conduct a question-and-answer session. [Operator Instructions] This call is being recorded on Thursday, January 25th, 2024.

I would now like to turn the conference over to Derek Shelnutt, Chief Financial Officer. Please, go ahead.

Derek Shelnutt

Thanks, Julie. Before we get started, I would like to go through our standard disclosures. Certain statements we make on this call could be constituted as forward-looking statements within the meaning of the Securities Act of 1933 and the Securities Exchange Act of 1934.

Current and prospective investors are cautioned that any such forward-looking statements are not guarantees of future performance, but involve known and unknown risks and uncertainties. Factors that could cause these differences include, but are not limited to, pandemics, variations of the company's assets, businesses, cash flows, financial condition, prospects, and other results of operations....

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