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Total consumer credit outstanding rose $330.9 billion at an annual rate to $4,205.8 billion in February, a 7.9 percent increase from the prior month.
Within the total, revolving credit, primarily credit cards, totaled $974.4 billion, an 11.2 percent decline over the past year, while nonrevolving credit was $3,231.4 billion, a 4 percent gain from a year ago.
The lingering distortions of lockdowns on consumer spending, consumer credit usage, and personal saving may continue for several months.