CSSEN - Dissecting The Assets I Use To Build A Fixed Income Ladder

• Growing up, my grandparents talked about how they would buy a series of 5-year CDs, with one maturing every six months over the coming 60 months.
• With 5-year CDs currently offering .5%, not 5+% as before 2008, finding other assets to ladder with became critical, even though that meant taking on more risks to beat inflation.
• This article will list the Target Term CEFs, Term Preferreds, and Baby Bonds I chose to build a ladder with, stretching into 2028.  Building the ladder today would earn less.
• One big concern in today’s low interest rate environment is having your assets called.  Three “steps” of my ladder need to be rebuilt as the underlying asset was indeed called.

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