FINV - FinVolution: Low Risk High Reward

• The stock is cheaply valued with a PE ratio of 4.3 and with the company having almost as much cash as the value of its total market cap.
• Strong management and efficient operations made the company one of the only few survivors in the online lending industry.
• Contrary to what investors believe, recent regulatory changes protect the company from Big Tech as well as from the effects of mass defaults.
• Risks are overblown and stem mostly from a lack of understanding of Chinese companies in general.

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