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US: In a recent note from Credit Suisse, Zoltan Pozsar writes that the liquidity in the market is about to tighten significantly as we approach year-end, which could generate another volatility spike in the market despite the Fed's interventions. Since the start of the QT in late 2017, US banks have shifted from owning reserves to collateral (mostly US Treasuries), leaving them dangerously low on reserves (For instance, JPMorgan spent more than $350bn on excess reserves on collateral in the past two years). We previously saw that the level of excess reserves