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Beginning around the end of 2006 it was common to hear that the U.S. stock market would keep climbing because the U.S. economy was neither too hot nor too cold; it was just right. This was often called the Goldilocks economy on cable TV in honor of the young girl who wanders into a strange home and discovers porridge which is neither too hot nor too cold but just right for her to eat. What the commentators failed to mention was that Goldilocks is followed by three bears: baby bear, mama bear, and papa bear,