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For the three months ended June 30, 2022 and 2021, the company's effective tax rate was 20.5% and 20.8%, respectively.
The company currently expects its effective tax rate will be approximately 20.5% to 21.5% in future periods.
The Bank’s allowance for credit losses as a percentage of total loans was 1.38%, 1.49% and 1.46% at June 30, 2022, December 31, 2021 and March 31, 2022, respectively.