GNTY - Guaranty Bank & Trust Launches CommunityFirst Mortgage and Development Program Championing Affordable Homeownership Solutions Financial Literacy and Community Development with Initial Targeted Efforts in South Dallas

Guaranty Bank & Trust, N.A., its parent company, Guaranty Bancshares, Inc. (NYSE: GNTY), is proud to announce the launch of our latest initiative, the "Guaranty CommunityFirst Mortgage and Development Program." This innovative program is designed to empower individuals and families within our communities to achieve their dream of homeownership while fostering a stronger, more inclusive neighborhood.

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At Guaranty Bank & Trust, we believe that everyone deserves the opportunity to own a home, and our commitment to this belief shines through our new Guaranty CommunityFirst Mortgage Program. To reinforce this commitment, the Bank will provide $1,000,000 in subsidized mortgage loans for residents located in majority minority census tracts in South Dallas and throughout the Dallas MSA. An additional $100,000 will be set aside for closing cost assistance and subsidies. Finally, the bank will provide up to $100,000 in financial support for South Dallas community partnerships that support homeownership, financial literacy education, and workforce training.

"At Guaranty Bank & Trust, we understand that homeownership is not only a personal achievement but also a foundation for stronger communities," said Ryan Coaxum, Senior Vice President and Community Development Officer at Guaranty Bank & Trust. "The Guaranty CommunityFirst Mortgage and Development Program is our way of giving back and helping individuals and families achieve their homeownership goals while contributing to the strength of our community."

For more information about the Guaranty CommunityFirst Mortgage Program and how you can start your journey to affordable homeownership, visit our website https://offer.gnty.com/mortgage/ .

About Guaranty Bank & Trust, N.A.

Guaranty Bank & Trust, N.A. has 32 banking locations across 26 Texas communities located within the East Texas, Dallas/Fort Worth, Houston and Central Texas regions of the state. As of September 30, 2023, Guaranty Bank & Trust, N.A. had total assets of $3.2 billion, total loans of $2.3 billion and total deposits of $2.7 billion. Visit www.gnty.com for more information.

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Guaranty Bank & Trust, N.A.
(888) 572-9881
investors@gnty.com