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We review Hargreaves Lansdown (HRGLF) (referred here as "HL") following FY20 results on Friday, having initiated a Buy rating there in June 2019. Since then, the shares have been volatile and have returned a small 1.3% (in GBP, including dividends), outperforming the FTSE All-Share by more than 15%. There were two periods (July and December 2019) where the share price was more than 10% higher; the shares also fell substantially in March and April: