HTH - Hilltop Holdings Inc. (HTH) Q4 2023 Earnings Call Transcript
2024-01-26 12:25:02 ET
Hilltop Holdings Inc. (HTH)
Q4 2023 Earnings Call Transcript
January 26, 2024 09:00 AM ET
Company Participants
Erik Yohe - Executive Vice President of Corporate Development
Jeremy Ford - President, CEO & Director
Will Furr - Executive VP & CFO
Conference Call Participants
Thomas Wendler - Stephens Inc
Tim Mitchell - Raymond James
Presentation
Operator
Welcome to the Hilltop Holdings Fourth Quarter 2023 Earnings Call and Webcast. [Operator Instructions] This call is being recorded on Friday, January 26, 2024.
I would now like to turn the conference over to Erik Yohe, Executive Vice President at Hilltop Holdings. Please go ahead.
Erik Yohe
Thank you, Mark and good morning.
Before we get started, please note that certain statements during today's presentation that are not statements of historical fact, including statements concerning such items as our outlook, business strategy, future plans, financial condition, credit risk and trends in credit, allowance for credit losses, liquidity and sources of funding, the impact -- the potential impacts of inflation, stock repurchases and dividends and impacts of interest rate changes, as well as such other items referenced in the preface of our presentation are forward-looking statements. These statements are based on management's current expectations concerning future events that, by their nature, are subject to risks and uncertainties. Our actual results, capital, liquidity and financial condition may differ materially from these statements due to a variety of factors, including the precautionary statements referenced in our presentation and those included in our most recent annual and quarterly reports filed with the SEC....
Hilltop Holdings Inc. (HTH) Q4 2023 Earnings Call Transcript