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A recent study by Yale economist Paul Schmelzing suggests that global real interest rates "could soon enter permanently negative territory."
In Mesopotamia, around the third millennium B.C., there were two types of money circulating: barley and silver. The interest rate on a barley loan was usually 33%, whereas, on silver, it was 20%. At the time of writing, the interest rate where I live (the Netherlands) on my savings account - technically a loan to the bank - is zero percent. And my country is no exception. An