HBNC - Horizon Bancorp Inc. (HBNC) Q4 2023 Earnings Call Transcript
2024-01-25 14:18:13 ET
Horizon Bancorp, Inc. (HBNC)
Q4 2023 Earnings Conference Call
January 25, 2024, 08:30 AM ET
Company Participants
Lynn Kerber - EVP and Chief Commercial Banking Officer
Mark Secor - EVP and CFO
Thomas Prame - CEO and President
Conference Call Participants
Terry McEvoy - Stephens
Nathan Race - Piper Sandler
Damon DelMonte - KBW
Brian Martin - Janney Montgomery Scott
Presentation
Operator
Good morning, everyone, and welcome to the Horizon Bancorp, Inc. Conference Call to discuss Financial Results for the Fourth Quarter and Full Year 2023. All participants will be in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded.
Before turning the call over to management, please remember that today's call may contain statements that are forward-looking in nature. These statements are subject to risks, uncertainties, and other factors that could cause actual results to differ materially from those discussed, including those factors noted in the slide presentation.
Additional information about factors that could cause actual results to differ materially is contained in Horizon's most recent Form 10-K and its later filings with the Securities and Exchange Commission. In addition, management may refer to certain non-GAAP financial measures that are intended, to help investors understand Horizon's business. Reconciliations for these measures are contained in the presentation.
The company assumes no obligation, to update any forward-looking statements made during the call. For anyone who does not already have a copy of the press release, and supplemental presentation issued by Horizon yesterday, they can be accessed at the company's website, horizonbank.com.
Representing Horizon today are Executive Vice President and Chief Commercial Banking Officer, Lynn Kerber; Executive Vice President and Senior Operations Officer, Kathie DeRuiter; Executive Vice President, Corporate Secretary, and General Counsel, Todd Etzler; Executive Vice President and Chief Financial Officer, Mark Secor; and Chief Executive Officer and President, Thomas Prame....
Horizon Bancorp, Inc. (HBNC) Q4 2023 Earnings Call Transcript