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With the Federal Reserve starting to raise interest rates and bond markets creaking under the stress, mortgage rates are up to 4.5% and are nearing the highest levels in over a decade.
The mortgage payment required to cover the median existing home price at the national average mortgage rate is up nearly 30% over the past year, the fastest advance since at least 1987.
The combination of higher home prices and mortgage rates means that housing is increasingly outpacing incomes.