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In my Retirement Portfolio Update 63, I let readers know that I was planning to de-risk my retirement portfolio. That meant deleveraging (peak margin was $139K in late November and peak leverage was 85% at December's lows).
Initially, I expected my high savings and net dividend rate to allow me to get margin down to zero by the end of Q1 2020. As I explain in this article, I have no plans to use margin in the future.
I've been working hard at that, and used the best start to