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I once heard a person say that "Being too far ahead is the same thing as being wrong." In the case of my bearish call on XP, Inc. (XP), I believe that I am correct, but I gave the call too soon, which technically means I was wrong.
When I compare XP's current P/E (94.8x) and P/S (23.5x) ratios to its peer average, it is clear to me that the company is overvalued. Investors are paying a premium for future growth that I do not believe will occur. I know that there is