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Right now the worst thing you can do is panic, especially selling lots of your holdings. Panic is never your friend. Yes, a lot of your positions, HDO and non-HDO alike, are down a lot. And while most of them will recover, some will not. Some will cut their dividend - some already have done so, such as Occidental Petroleum (OXY). But the best thing to do is to hold while calmly evaluating the positions you currently hold or might want to buy. A quote that is applicable right