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Cliff Zhang - Chairman and Co-Chief Executive Officer
Feng Zhang - Co-Chief Executive Officer
Simon Ho - Chief Financial Officer
Conference Call Participants
John Cai - Morgan Stanley
Daphne Poon - Citi
Alex Ye - UBS
Sanjay Sakhrani - KBW
Tian Hou - T.H. Capital
Presentation
Operator
Hello ladies and gentlemen. Thank you for participating in the Second Quarter 2019 Earnings Conference Call for PPDAI Group also known as Paipaidai. At this time