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This is my third article attempting to identify banking ideas for Seeking Alpha readers. I think it only fair that I maintain a spreadsheet showing the performance of my choices. The following spreadsheet assumes one share of stock was purchased the day after the article was published. The benchmark is the First Trust NASDAQ Community Bank Index Fund (QABA). I use this because I have owned it for many years and I think it’s generally accepted but you are welcome to use whatever benchmark you want. As you can see, I am barely