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Each investor faces a different set of circumstances. Now 33, I have been investing since I was 22 years old. My first investment in individual stocks was made in the heart of the financial crisis back in May of 2009. I purchased 40 shares (80, split-adjusted) of Toronto-Dominion Bank (TD). However, for years before making that purchase, I had been researching the best methods available for both wealth creation and preservation.
I don't believe in taking unnecessary risks and felt the whims of the stock market were too fickle as far as capital