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RM - Regional Management: A Hold Despite Non-Prime Market Potential
Regional Management Corp.
2024-04-18 11:13:59 ET
Summary
Regional Management Corp offers loans to borrowers with low credit scores as an alternative to payday loans.
The company's business model includes small loans and large loans, with collateralized assets.
Despite potential growth in the non-prime lending market, Regional Management faces significant credit risk and increasing competition, making a hold recommendation prudent.