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The RiverNorth Opportunities Fund (RIV) is a highly diversified fund as it invests with a "fund of funds" approach. It is also starting to have quite a history with double-digit yields. Based on inception in late-2015 and spending a large portion of that time offering a high level of distributions. That can be perfect for an income investor. The caveat here is that the fund's NAV has also declined some since it launched in 2015. The NAV per share at launch was $19.36, and today, NAV stands