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I am one of those people that changes cars every 36-39 months. I learned long ago that you buy appreciating assets and lease depreciating assets. A car, unless it has unique characteristics that might make it more valuable over time, depreciates quite rapidly. In fact, the tongue-in-cheek saying that a car depreciates the moment you drive it off the lot is not that far from reality.
But I've now been driving my car for almost 6 years – which is a record for me – because I love the way it drives and I just