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Silver is a highly speculative metal. Throughout history, both gold and silver had been a means of exchange or currencies. Long before there were dollars, euros, yen, or other currencies that flow around the world financial system, gold and silver were money. Many governments used gold and silver to back their legal tender using gold for banknotes and silver for coinage. As the cost of minting coins with silver rose to make coin worth more than the denomination, mints replaced silver with other, less expensive metals.