SMBK - SmartFinancial Inc. (SMBK) Q4 2023 Earnings Call Transcript
2024-01-23 17:11:06 ET
SmartFinancial, Inc. (SMBK)
Q4 2023 Earnings Conference Call
January 23, 2024 10:00 AM ET
Company Participants
Nate Strall - Vice President, Director of Strategy and Corporate Development
Miller Welborn - Chairman
Billy Carroll - President and Chief Executive Officer
Rhett Jordan - Chief Credit Officer
Ron Gorczynski - Executive Vice President, Chief Financial Officer
Conference Call Participants
Stephen Scouten - Piper Sandler
Matt Olney - Stephens
Feddie Strickland - Janney Montgomery
Brett Rabatin - Hovde Group
Steve Moss - Raymond James
Catherine Mealor - KBW
Presentation
Operator
Hello, everyone, and welcome. My name is Drew, and I'll be your conference operator today. At this time, I would like to welcome everyone to the SmartFinancial Fourth Quarter 2023 Earnings Release and Conference Call. [Operator Instructions] After the speakers remarks, there will be a question-and-answer session. [Operator Instructions]
I will now turn the call over to your host, Nate Strall, please go ahead.
Nate Strall
Good morning, everyone, and thank you for joining us for SmartFinancial's fourth quarter 2023 earnings conference call. During today's call, we will reference the slides and press release that are available within the Investor Relations section on our website, smartbank.com.
Chairman, Miller Welborn, will begin the call, followed by Billy Carroll, our President and Chief Executive Officer; Ron Gorczynski, Chief Financial Officer; and Rhett Jordan, Chief Credit Officer, will also provide commentary. We will be available to answer your questions at the end of the call.
Our comments include forward-looking statements. These statements are subject to risks and uncertainties and actual results could vary materially. We list the factors that might cause these results to differ materially in our press release and in our SEC filings, which are available on our website. We do not assume any obligation to update any forward-looking statements because of new information, early developments or otherwise, except as may be required by law.
During the call, we will reference non-GAAP financial measures related to the company's performance. You may see the reconciliation of these measures in the appendixes of the earnings release and investor presentation filed on January 22, 2024, with the SEC....
SmartFinancial, Inc. (SMBK) Q4 2023 Earnings Call Transcript