THG - The Hanover Insurance Group Inc. (THG) Q4 2023 Earnings Call Transcript
2024-02-01 16:33:07 ET
The Hanover Insurance Group, Inc. (THG)
Q4 2023 Earnings Conference Call
February 1, 2024 10:00 AM ET
Company Participants
Oksana Lukasheva - Senior Vice President, Corporate Finance
Jack Roche - President and Chief Executive Officer
Jeff Farber - Executive Vice President, Chief Financial Officer
Bryan Salvatore - President, Specialty Lines
Dick Lavey - President, Agency Markets
Conference Call Participants
Michael Phillips - Oppenheimer
Sean Reitenbach - KBW
Mike Zaremski - BMO
Grace Carter - Bank of America
Paul Newsome - Piper Sandler
Presentation
Operator
Good day and welcome to The Hanover Insurance Group’s Fourth Quarter Earnings Conference Call. My name is Dave and I'll be your operator for today's call. At this time, all participants are in listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded.
I would now like to turn the conference over to Oksana Lukasheva. Please go ahead.
Oksana Lukasheva
Thank you, operator. Good morning and thank you for joining us for our quarterly conference call. We will begin today's call with prepared remarks from John Roche, our President and Chief Executive Officer; and Jeffrey Farber, our Chief Financial Officer. Available to answer your questions after our prepared remarks are Dick Lavey, President of Agency Markets, and Bryan Salvatore, President of Specialty Lines.
Before I turn the call over to Jack, let me note that our earnings press release, financial supplement, and a complete slide presentation for today’s call are available in the Investor section of our website at www.hanover.com. After the presentation we will answer questions in the Q&A session.
Our prepared remarks and responses to your questions today, other than statements of historical fact, include forward-looking statements as defined under the Private Securities Litigation Reform Act of 1995. These statements can relate to, among other things, our outlook and guidance for 2024, economic conditions and related effects, including economic and social inflation, potential recessionary impacts, as well as other risks and uncertainties, such as severe weather and catastrophes that could affect the company's performance and/or cause actual results to differ maturity from those anticipated. We caution you with respect to reliance with forward-looking statements, and in this respect refer you to the forward-looking statements section in our press release, the presentation deck and our filings with the SEC....
The Hanover Insurance Group, Inc. (THG) Q4 2023 Earnings Call Transcript