HIG - The Hartford Financial Services Group Inc. (HIG) Q4 2023 Earnings Call Transcript
2024-02-02 13:18:05 ET
The Hartford Financial Services Group, Inc. (HIG)
Q4 2023 Earnings Conference Call
February 2, 2024 9:00 AM ET
Company Participants
Susan Spivak – Senior Vice President-Investor Relations
Chris Swift – Chairman and Chief Executive Officer
Beth Costello – Chief Financial Officer
Jonathan Bennett – Head-Group Benefits
Stephanie Bush – Head-Small Commercial and Personal Lines
Mo Tooker – Head-Middle and Large Commercial and Global Specialty
Conference Call Participants
Andrew Kligerman – TD Cowen
Gregory Peters – Raymond James
Mike Zaremski – BMO
Brian Meredith – UBS
Elyse Greenspan – Wells Fargo
Josh Shanker – Bank of America
David Motemaden – Evercore ISI
Alex Scott – Goldman Sachs
Presentation
Operator
Good morning. My name is Rob, and I will be your conference operator today. At this time, I would like to welcome everyone to the Fourth Quarter and Year-End 2023 The Hartford Financial Results Webcast. All lines have been placed on mute to prevent any background noise. After the speakers’ remarks, there will be a question-and-answer session. [Operator Instructions]
Thank you. Susan Spivak, Senior Vice President, Investor Relations, you may begin your conference.
Susan Spivak
Good morning and thank you for joining us today for our call and webcast on fourth quarter and full year 2023 earnings. Yesterday, we reported results and posted all of the earnings-related materials on our website. For the call today our participants are Chris Swift, Chairman and CEO of The Hartford; Beth Costello, Chief Financial Officer; Jonathan Bennett, Group Benefits; Stephanie Bush, Small Commercial and Personal Lines; and Mo Tooker, Middle & Large Commercial and Global Specialty.
Just a few comments before Chris begins. Today's call includes forward-looking statements as defined under the Private Securities Litigation Reform Act of 1995. These statements are not guarantees of future performance, and actual results could be materially different. We do not assume any obligation to update information on forward-looking statements provided on this call. Investors should also consider the risks and uncertainties that could cause actual results to differ from these statements. A detailed description of those risks and uncertainties can be found in our SEC filings.
Our commentary today includes non-GAAP financial measures. Explanations and reconciliations of these measures to the comparable GAAP measures are included in our SEC filings as well as in the news release and financial supplement.
Finally, please note that no portion of this conference call may be reproduced or rebroadcast in any form without The Hartford's prior written consent. Replays of this webcast and an official transcript will be available on The Hartford's website for one year.
I'll now turn the call over to Chris.
Chris Swift
Good morning and thank you for joining us today. I will start with a summary of our fourth quarter and full year 2023 results, which are simply stellar. Then I'll turn the call over to Beth to dive deeper into our financial performance and key metrics, after which I will close our prepared remarks with a review of expectations for 2024. We then will be joined by our business leaders as we move into Q&A. So let's get started....
The Hartford Financial Services Group, Inc. (HIG) Q4 2023 Earnings Call Transcript