UMBF - UMB Financial Corporation (UMBF) Q4 2023 Earnings Call Transcript
2024-01-31 12:14:06 ET
UMB Financial Corporation (UMBF)
Q4 2023 Results Conference Call
January 31, 2024 10:00 AM ET
Company Participants
Kay Gregory - Investor Relations
Mariner Kemper - President and Chief Executive Officer
Ram Shankar - Chief Financial Officer
Jim Rine - Chief Executive Officer, UMB Bank
Tom Terry - Chief Credit Officer
Conference Call Participants
Nick Moutafakis - KBW
Nathan Race - Piper Sandler
Presentation
Operator
Hello all, and welcome to UMB Financial's Fourth Quarter and Full Year 2023 Financial Results Call. My name is Lydia, and I'll be your operator today. [Operator Instructions]
I'll now hand you over to Kay Gregory with Investor Relations to begin. Please go ahead.
Kay Gregory
Good morning, and welcome to our fourth quarter 2023 call. Mariner Kemper, President and CEO; and Ram Shankar, CFO, will share a few comments about our results. Jim Rine, CEO of UMB Bank; and Tom Terry, Chief Credit Officer will also be available for the question-and-answer session.
Today's presentation contains forward-looking statements, which are subject to assumptions, risks and uncertainties. These risks are included in our SEC filings and are summarized on Slide 45 of our presentation. Actual results may differ from those set forth in forward-looking statements, which speak only as of today....
UMB Financial Corporation (UMBF) Q4 2023 Earnings Call Transcript