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Other observers and I have written about the "September Effect," which is the history of disappointing returns on US stocks in the month of September. We've just come through two of the better months - July and August - with good results, and now September has disappointed so far. Consequently someone is going to remind everyone about the September Effect, and I thought I would be among the first. Will the rest of this month bring more of the same? How about the rest of the year?