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After finally breaking through weeks of sideways consolidation, May turned out to be another banner month for major stock market indices, punctuated by the S&P 500 (SPY) recapturing the key 3000 level and 200-day moving average last week. Yet, the same cannot be said for the financial sector (XLF), which failed to take off and remains stuck under its April highs. In fact, the underperformance in XLF began prior to the coronavirus pandemic, and intensified during and after the crash: