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The Virtus Total Return Fund Inc. (ZTR) has seen numerous changes over the eleven years that I have owned it. While I have always liked the fund for its balanced holdings and high monthly distributions, the regularity of modifying its tactics is perplexing, if not frustrating. Still, I hold onto the fund, mostly because of my own positive history with the investment, but partly because of my curiosity over where its recent changes will take it. The fund is a bit of a conundrum: After settling back into the flow of things after