Bank of Montreal (BMO) Q2 2025 Earnings Conference Call Transcript

2025-05-28 11:39:08 ET

Bank of Montreal (BMO)

Q2 2025 Earnings Conference Call

May 28, 2025 08:00 AM ET

Company Participants

Christine Viau - Head, Investor Relations

Darryl White - Chief Executive Officer

Tayfun Tuzun - Chief Financial Officer

Piyush Agrawal - Chief Risk Officer

Ernie Johannson - Head, BMO North American Personal & Business Banking

Nadim Hirji - Head, BMO Commercial Banking

Conference Call Participants

Gabriel Dechaine - National Bank Financial

John Aiken - Jefferies

Matthew Lee - Canaccord Genuity

Ebrahim Poonawala - Bank of America

Doug Young - Desjardins Capital Markets

Paul Holden - CIBC

Darko Mihelic - RBC Capital Markets

Mario Mendonca - TD Securities

Lemar Persaud - Cormark Securities

Mike Rizvanovic - Scotiabank

Presentation

Operator

Good morning, and welcome to the BMO Financial Group's Q2 2025 Earnings Release and Conference Call for May 28, 2025. Your host for today is Christine Viau. Please go ahead.

Christine Viau

Thank you, and good morning. We will begin today's call with remarks from Darryl White, BMO's CEO, followed by Tayfun Tuzun, our Chief Financial Officer; and Piyush Agrawal, our Chief Risk Officer. Also present to take questions this morning are Ernie Johannson, Head of BMO North American Personal Business Banking; Nadim Hirji, Head of BMO Commercial Banking; Alan Tannenbaum, Head of BMO Capital Markets; Deland Kamanga, Head of BMO Wealth Management; and Darrel Hackett, BMO US CEO. I would ask you to limit to one question during the Q&A to give everyone a chance to participate.

As noted on Slide 2, forward-looking statements may be made during this call, which involve assumptions that have inherent risks and uncertainties. Actual results could differ materially from these statements. I would also remind listeners that the bank uses non-GAAP financial measures to arrive at adjusted results. Management measures performance on a reported and adjusted basis and considers both useful in assessing underlying business performance. Darryl and Tayfun will be referring to adjusted results in their remarks unless otherwise noted as reported....

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