Risk management has become a high priority for many investors over the past decade. The worst financial crisis and recession since the Great Depression in 2008-2009 clearly has the power to focus minds. Research shops have moved heaven and earth to search for solutions that attempt to limit risk without sacrificing return. The question is whether simplicity is competitive in this quest? As a preliminary investigation, consider a humble strategy that toggles back and forth between two BlackRock asset allocation ETFs.
The idea here is that in a risk-on climate, the portfolio will be fully