The Company
First Financial Bankshares, Inc. (FFIN) is a regional bank based in Abilene, Texas, offering the standard range of retail banking services to clients. Management has deep experience operating in the Lone Star State, with most of the executive team having logged decades at the firm. And, certainly, the skilled management has a strong economic backdrop in which to work - namely, the business-friendly and income-tax-free state of Texas, more specifically its fast-growing suburban areas.
From 2007 to 2017, Texas grew the fastest of the five biggest states by population. Over that