One of the main things that is brought up many times during discussions about investing are dividends and dividend reinvesting. Today I wanted to illustrate exactly why reinvesting and compounding returns is such a powerful punch to an individual's portfolio. Over time this can add up to a large disparity between investors that choose to spend the cash versus those that choose to put the money back to work. I'm especially putting a focus on closed-end funds that typically carry higher yields than ETFs and individual stocks. CEFs can significantly help an investor with diversification