The economy has just gone through the deepest recession on record. It is our job to forecast the path forward including how the Fed and government will respond; what the implications are for asset allocation; who will win/lose throughout this period and beyond; and then invest accordingly. Our 2021-2022 economic forecast is premised on the successful development of fast response testing, additional therapeutics, and vaccines which, along with the use of masks and social distancing, will mitigate the spread of the virus since it is the root cause of shutting down our economy and most