Regional Management Corp. (RM) Q1 2025 Earnings Call Transcript

2025-04-30 19:38:40 ET

Regional Management Corp. (RM)

Q1 2025 Earnings Conference Call

April 30, 2025, 5:00 PM ET

Company Participants

Garrett Edson - ICR, Investor Relations

Rob Beck - President and CEO

Harp Rana - Chief Financial and Administrative Officer

Conference Call Participants

Kyle Joseph - Stephens, Inc.

David Scharf - Citizens Capital

John Rowan - Janney

Alexander Villalobos - Jefferies

Presentation

Operator

Greetings. And welcome to the Regional Management First Quarter 2025 Earnings Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions]

It is now my pleasure to introduce your host, Garrett Edson. Thank you. You may begin.

Garrett Edson

Thank you and good afternoon. By now, everyone should have access to our earnings announcement and supplemental presentation, which were released prior to this call and may be found on our website at regionalmanagement.com.

Before we begin our formal remarks, I will direct you to Page 2 of our supplemental presentation, which contains important disclosures concerning forward-looking statements and the use of non-GAAP financial measures.

Part of our discussion today may include forward-looking statements, which are based on management’s current expectations, estimates and projections about the company’s future financial performance and business prospects.

These forward-looking statements speak only as of today and are subject to various assumptions, risks, uncertainties, and other factors that are difficult to predict and that could cause actual results to differ materially from those expressed or implied in the forward-looking statements....

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