I will confess right up front that I have no idea which way the economy or the markets are going to go in the next few months or in 2021. Obviously there are a lot of optimists who believe that a combination of aggressive actions by the Fed, a resilient corporate America committed to muddling through no matter what, and the expectation of relatively fast progress in treating, containing and ultimately preventing the spread of the coronavirus will allow the economy and our financial markets to continue their generally upward movement without another major reversal.