2024-01-23 12:40:25 ET
Synchrony Financial (SYF)
Q4 2023 Earnings Call Transcript
January 23, 2024, 08:00 AM ET
Company Participants
Kathryn Miller - SVP of IR
Brian Doubles - President and CEO
Brian Wenzel - EVP and CFO
Conference Call Participants
Terry Ma - Barclays
Rick Shane - JPMorgan
Ryan Nash - Goldman Sachs
Moshe Orenbuch - TD Cowen
John Hecht - Jefferies
Mihir Bhatia - Bank of America
Sanjay Sakhrani - KBW
Jeff Adelson - Morgan Stanley
John Pancari - Evercore ISI
Mark DeVries - Deutsche Bank
Presentation
Operator
Good morning, and welcome to the Synchrony Financial Fourth Quarter 2023 Earnings Conference Call. Please refer to the company's Investor Relations website for access to their earnings materials. Please be advised that today’s conference call is being recorded. Currently, all callers have been placed in listen-only mode. The call will be opened up for your questions following the conclusion of management's prepared remarks. [Operator Instructions] I will now turn the call over to Kathryn Miller, Senior Vice President of Investor Relations. Thank you. You may begin.
Kathryn Miller
Thank you, and good morning, everyone. Welcome to our quarterly earnings conference call. In addition to today's press release, we have provided a presentation that covers the topics we plan to address during our call. The press release, detailed financial schedules, and presentation are available on our website, synchronyfinancial.com. This information can be accessed by going to the Investor Relations section of the website.
Before we get started, I wanted to remind you that our comments today will include forward-looking statements. These statements are subject to risks and uncertainty and actual results could differ materially. We list the factors that might cause actual results to differ materially in our SEC filings which are available on our website.
During the call, we will refer to non-GAAP financial measures in discussing the Company's performance. You can find a reconciliation of these measures to GAAP financial measures in our materials for today's call. Finally, Synchrony Financial is not responsible for and does not edit or guarantee the accuracy of our earnings teleconference transcripts provided by third parties. The only authorized webcasts are located on our website....
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Synchrony Financial (SYF) Q4 2023 Earnings Call Transcript